Lake Chem Community Federal Credit Union
Today is
Online Banking

Home
What's New
Rates
Products
Services
Online Services
About Your CU
Locations
Holiday Closings
Contact Us

Home Equity & Mobile Homes

 


 

 

Mortgages

We can loan you money as low as 6.25% APR depending on your credit score.  We will loan 80% of the appraised value, minus any encumbrances.  For more information please contact:

Tina Dodd (MLO# 699273) in Calvert City at 270-395-5945

Crystal Ethridge (MLO# 1091787) in Draffenville at 270-527-4389

Katelyn Fondaw (MLO# 1313335 ) in Draffenville at 270-527-4389

 

 

Score

Rate Structure

           Rate

A

Margin Rate 5.25+1.00%(.25% discount)

6.25%

B

Margin Rate 5.50+1.00%

6.50%

C

   Margin Rate 7.00+1.00%

8.00%

D

Margin Rate 8.25+1.00%

9.25%

E

Margin Rate 8.50+1.00%

9.50%

 

 


 

 

Mobile Homes

  We will loan 80% of the appraised value, minus any encumbrances.  Mobile Home Rates can be quoted with or without land.  For more information please contact: 

Tina Dodd (MLO#699273) in Calvert City at 270-395-5945

Crystal Ethridge (MLO# 1091787) in Draffenville at 270-527-4389

Katelyn Fondaw (MLO# 1313335) in Draffenville at 270-527-4389

 

 

New Mobile Home Loans

Score

With Land

Without Land

 

 180 Months  

180 Months

A+

7.49% APR

8.49% APR

A

7.99% APR

8.99% APR

B

8.49% APR

9.49% APR

C

9.49% APR

10.49% APR

D

10.49% APR

11.49% APR

E

14.99% APR

15.49% APR

 

2005 & Newer Mobile Home Loans

Score

With Land

Without Land

 

72 Months

72 Months

 A+

8.49% APR

9.49% APR

A

 8.99% APR

 9.99% APR

B

9.49% APR

10.49% APR 

C

10.49% APR

11.49% APR

D

13.00% APR

14.00% APR

E

18.00% APR

18.00% APR

 

 

2004 Or Older Mobile Home Loans 

Score

With Land

Without Land

 

72 Months

72 Months

A+

8.49% APR

9.49% APR

A

8.99% APR

9.99% APR

B

9.49% APR

10.49% APR

C

10.49% APR

11.49% APR

D

13.00% APR

14.00% APR

E

18.00% APR

18.00 APR

 


 

 Fixed Rate Mortgages

For more information on fixed rate mortgages please contact:

Crystal Ethridge (MLO# 1091787) at 270-527-4389 or at cethridge@lakechemfcu.org

Katelyn Fondaw (MLO# 1313335) at 270-527-4389 or at kfondaw@lakechemfcu.org

For a fixed rate application click here!

Fixed Rate Mortgage Payments may now be taken at Lake Chem Community Federal Credit Union.  Lake Chem will need your fixed rate mortgage loan number, the routing and account number of where you want the payment made from, or a check.  At this time Lake Chem is unable to accept cash or credit card payments.  Thank you!

 


 

  *Rate are based on individual credit history.  Your actual rate may be lower or higher depending on your credit score.  All credit union loan programs, rates, term and conditions are subject to change any time without notice.  

 


 

Privacy Policy | Design & Hosting by D+H
Browser Requirements | Copyright D+H All Rights Reserved.
Equal Housing Lender, NCUA Insured
Online Banking Login contact us check reorder calculators applications rates