We can loan you money as low as 6.50% APR depending on your credit score. We will loan 90% of the appraised value minus, any encumbrances. We will use a previous appraisal if it is no more than one year old. Please call Danita Smith for more information at 270-527-4389 Draffenville or Tina Dodd at 270-395-5945 in Calvert City or 800-759-3095.
Score
Rate Structure
Annual Percentage Rate
A
Base Rate Less .25%
6.50%
B
Base Rate
6.75%
C
Base Rate + .1.25%
8.00%
D
Base Rate + 2.50%
9.25%
E
Base Rate + 3.75%
10.00%
Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, term and conditions are subjuect to change any time without notice.
Mobile Home Rates will be quoted with or without land. Just call the credit union office and ask for a Loan Officer for rates.
Year
Term
Annual Percentage Rate
Estimated Monthly Payment Per $1,000
New
180 Months
as low as 8.00%APR
180 Month/$9.56
1999 & Newer
72 Months
as low as 9.00%APR
72 Month/$18.03
1998 & Older
72 Months
as low as 10.00%APR
72 Month/$18.53
*Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score.All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
