Loan

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Loan

For more information please contact Mitzi McCoy or Amber Joiner in Calvert City by email or call (270) 395 - 5945, Danita Smith in draffenville (270) 527 - 4389, or Melissa Thompson in Murray (270)761 - 5228

New Auto Loans - Risk Based Lending
SCORE	36 Month Annual Percentage Rate	48 Month Annual Percentage Rate	60 Month Annual Percentage Rate	72 Month Annual Percentage Rate
A+	3.25% APR	3.25% APR	3.50% APR	4.25% APR
A	3.25% APR	3.25% APR	3.50% APR	4.25% APR
B	4.25% APR	4.25% APR	4.50% APR	5.25% APR
C	6.25% APR	6.25% APR	7.00% APR	7.75% APR
D	10.50% APR	11.00% APR	11.50% APR	12.75% APR
E	13.50% APR	14.00% APR	14.50% APR	15.75% APR
Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Auto Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 3.25% APR 3.25% APR 3.50% APR

A 3.25% APR 3.25% APR 3.50% APR

B 4.50% APR 4.75% APR 5.00% APR

C 6.50% APR 6.75% APR 7.25% APR

D 11.55% APR 12.55% APR

E 14.05% APR 14.05% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Auto Loans - 2006 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate

Assigned C 13.00% APR 13.50% APR

D 16.00% APR 16.50% APR

E
18.00% APR
18.00% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

New Motorcycle Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate 72 Month Annual Percentage Rate

A+ 4.50% APR 4.50% APR 4.75% APR 6.75% APR

A 4.50% APR 4.50% APR 4.75% APR 6.75% APR

B 5.00% APR 5.25% APR 5.50% APR 6.75% APR

C 5.25% APR 5.50% APR 6.00% APR 7.00% APR

D 13.50% APR 14.50% APR 14.50% APR 14.50% APR

E 15.50% APR 16.50% APR 16.50% APR 16.50% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Recreational Vehicles Loans - 2006 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate

Assigned C 13.00% APR 14.00% APR

D 16.00% APR 17.00% APR

E
18.00% APR
18.00% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

* In house refinancing is not available for recreational vehicles at this time.

Used Recreational Vehicle Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 4.50% APR 4.50% APR 4.75% APR

A 4.50% APR 4.50% APR 4.75% APR

B 5.50% APR 6.00% APR 6.50% APR

C 6.50% APR 6.75% APR 7.00% APR

D 15.00% APR 16.00% APR 17.00% APR

E 16.75% APR 17.75% APR 18.00% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

* In house refinancing is not available for recreational vehicles at this time.

New Recreational Vehicles Loans - Risk Based Lending
Motorhomes, Campers, Boats, Seadoos, 4-Wheelers, Lawnmowers, Lawn Tractors and Farm Tractors

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate 72 Month Annual Percentage Rate

A+ 4.50% APR 4.50% APR 4.75% APR 6.75% APR

A 4.50% APR 4.50% APR 4.75% APR 6.75% APR

B 4.50% APR 4.50% APR 4.75% APR 6.75% APR

C 4.50% APR 4.50% APR 4.75% APR 6.75% APR

D 12.00% APR 13.00% APR 14.00% APR 15.00% APR

E 15.00% APR 16.00% APR 17.00% APR 18.00% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

* In house refinancing is not available for recreational vehicles at this time.

Used Motorcycle - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 4.50% APR 4.50% APR 4.75% APR

A 4.50% APR 4.50% APR 4.75% APR

B 6.25% APR 6.50% APR 6.75% APR

C 6.25% APR 6.50% APR 7.00% APR

D 14.00% APR 15.00% APR 16.00% APR

E 15.75% APR 16.75% APR 17.75% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Motorcycle Loans - 2006 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

Assigned C 12.00% APR 13.00% APR 14.00% APR

D 15.00% APR 16.00% APR 17.00% APR

E 17.25% APR
18.00% APR
18.00% APR

Rates are based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.