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Auto Loans Recreational Vehicles Motorcycles

New Auto Loans - Risk Based Lending
SCORE	36 Month Annual Percentage Rate	48 Month Annual Percentage Rate	60 Month Annual Percentage Rate	72 Month Annual Percentage Rate
A+	4.75% APR	5.25% APR	5.00% APR	6.00% APR
A	5.00% APR	5.50% APR	5.50% APR	6.25% APR
B	5.25% APR	5.75% APR	6.00% APR	6.50% APR
C	7.75% APR	8.25% APR	8.75% APR	9.50% APR
D	11.00% APR	11.50% APR	12.00% APR	12.75% APR
E	14.00% APR	14.50% APR	15.00% APR	15.75% APR
Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change any time without notice. E-mail Amber Joiner or call 270-395-5945,or 800-759-3095 for a loan in Calvert City or e-mail Mitzi McCoy or call 270-527-4389 in Draffenville. You can also make an application online on this website.

Used Auto Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 4.75% APR 5.25% APR 5.00% APR

A 5.00% APR 5.50% APR 5.50% APR

B 5.25% APR 5.75% APR 6.00% APR

C 8.30% APR 9.30% APR 9.80% APR

D 11.55% APR 12.55% APR 13.05% APR

E 14.55% APR 15.55% APR 16.05% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Auto Loans - 2004 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate

Assigned C 12.05% APR 12.55% APR

D 15.55% APR 16.05% APR

E
18.00% APR
18.00% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

New Motorcycle Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate 72 Month Annual Percentage Rate

A+ 5.50% APR 6.50% APR 6.50% APR 6.50% APR

A 6.00% APR 7.00% APR 7.00% APR 7.00% APR

B 6.25% APR 7.25% APR 7.25% APR 7.25% APR

C 7.50% APR 8.50% APR 8.50% APR 8.50% APR

D 13.50% APR 14.50% APR 14.50% APR 14.50% APR

E 15.50% APR 16.50% APR 16.50 APR 16.50% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change any time without notice.

E-mail Amber Joiner or call 270-395-5945,or 800-759-3095 for a loan in Calvert City or e-mail Mitzi McCoy or call 270-527-4389 in Draffenville. You can also make an application online on this website.

Used Recreational Vehicles Loans - 2005 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate

Assigned C 12.05% APR 12.55% APR

D 16.00% APR 17.00% APR

E
18.00% APR
18.00% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Recreational Vehicle Loans - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 7.00% APR 8.00% APR 9.00% APR

A 7.25% APR 8.25% APR 9.25% APR

B 7.50% APR 8.50% APR 9.50% APR

C 8.75% APR 9.75% APR 10.75% APR

D 14.75% APR 15.75% APR 16.75% APR

E 16.75% APR 17.75% APR 18.00% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

New Recreational Vehicles Loans - Risk Based Lending
Motorhomes, Campers, Boats, Seadoos, 4-Wheelers, Lawnmowers, Lawn Tractors and Farm Tractors

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate 72 Month Annual Percentage Rate

A+ 6.25% APR 7.25% APR 8.25% APR 9.25% APR

A 6.50% APR 7.50% APR 8.50% APR 9.50% APR

B 6.75% APR 7.75% APR 8.75% APR 9.75% APR

C 8.00% APR 9.00% APR 10.00% APR 11.00% APR

D 12.00% APR 13.00% APR 14.00% APR 15.00% APR

E 15.00% APR 16.00% APR 17.00% APR 18.00% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change any time without notice.

E-mail Amber Joiner or call 270-395-5945,or 800-759-3095 for a loan in Calvert City or e-mail Mitzi McCoy or call 270-527-4389 in Draffenville. You can also make an application online on this website.

Used Motorcycle - Risk Based Lending

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

A+ 5.75% APR 6.75% APR 6.75% APR

A 6.00% APR 7.25% APR 7.25% APR

B 6.25% APR 7.50% APR 7.50% APR

C 7.75% APR 8.75% APR 8.75% APR

D 13.75% APR 14.75% APR 14.75% APR

E 15.75% APR 16.75% APR 17.75% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.

Used Motorcycle Loans - 2004 and Older

SCORE 36 Month Annual Percentage Rate 48 Month Annual Percentage Rate 60 Month Annual Percentage Rate

Assigned C 11.00% APR 12.00% APR 13.00% APR

D 15.00% APR 16.00% APR 17.00% APR

E 17.25% APR
18.00% APR
18.00% APR

Rates based on individual credit history. Your actual rate may be lower or higher depending on your credit score. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice.