Your financial experience with no fees and no monthly service charges

How It Works

Our NO COST Share Checking at Lake Chem gives you the great convenience of a worry-free Checking Account.*

After opening your Share Savings, a Share Checking Account can be opened with a minimum $100 deposit, with NO fees and monthly service charges. With a checking account, a debit card is provided along with online banking — everything to make your financial experience with us simple and easy. 

  • No monthly minimum balance required

  • No monthly fees or service charges

  • Online & Mobile Banking Access

  • Complementary debit card

  • Apple Pay, Samsung Pay, and Google Pay

  • Unlimited call-in share transfers

  • Dividends paid monthly on balances of $500+

*Overdraft fees may apply when necessary.