PROGRESS WITHOUT THE RISKS

Enjoy Our Great Loan Rates

Building your credit is hard, but with Lake Chem’s Share Secure Loans, you can make meaningful progress without the risks of a credit card. Whether you are making the first step into adulthood or trying to repair credit damage, you can create your own terms with Lake Chem. 

Deposit a minimum of $1,000 to be used as collateral with a flat 4% interest rate, and as you make payments on the “loan”, funds are released back to you. You can create your terms, extending out to 6 years, depending on how long you wish to create credit history.