We Are a Federally Insured Financial Institution!

As a federally chartered Credit Union, all of our deposits are insured by the NCUA (National Credit Union Association). With the backing of the full faith and credit of the United States, the NCUA operates and manages the National Credit Union Share Insurance Fund, insuring the deposits of more than 124 million account holders in all federal Credit Unions- including us!

Home Sweet Loan

If you are looking to buy a new house or refinance your current one, our local lenders are here to help! With competitively low rates its easy to find a loan you love almost as much as your home with options like: FHA, VA, USDA, Conventional, and Home Ready loans that are flexible to fit your specific needs!

With any fixed rate contract signed between April 1st and June 30th, we will pay for your home appraisal!

Has your card been frozen?

If your card has been frozen due to suspected fraud, call 855.961.1602 to talk to our Fraud Detection Department!     


Build Your Dreams With Lake Chem

Build your dreams at Lake Chem with our new construction loan!


Say Goodbye to Fraudulent Activity

Have full control over your credit and debit card usage like you’ve never had before.


Have you lost your card?

If you have lost or had your debit/credit card stolen, call 800.528.2273 to report it!


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Online Banking and Bill Pay. It’s everywhere you want to be!

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Please call 800.528.2273

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We love hearing from you. Let us know who you appreciate.

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Come visit us at one of our locations!

Lake Chem

We are a Community Credit Union!

We serve all of Marshall County and Calloway County. If you live, work, worship, go to school in, are a business, or a legal entity, you can become a member.

Why People Love Us


Thanks to Paula we have used Lake Chem for several loans. Paula has always made borrowing money a smooth transition, especially now with these trying times. She is Friendly, efficient and accountable each and every time. Thank you Paula

Draffenville     •     Calvert City     •     Murray


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© 2017 Lake Chem Community Federal Credit Union, All Rights Reserved.


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